BAH rates 2026 Housing allowance for 299 military housing areas and every pay grade, with and without dependents. Enter your duty station ZIP code, or pick your base below.
Duty station ZIP code Pay grade E-1 · Private / Seaman Recruit / Airman Basic E-2 · Private (PV2) / Seaman Apprentice / Airman E-3 · Private First Class / Seaman / Lance Corporal E-4 · Specialist / Petty Officer 3rd Class / Corporal E-5 · Sergeant / Petty Officer 2nd Class / Staff Sergeant E-6 · Staff Sergeant / Petty Officer 1st Class / Technical Sergeant E-7 · Sergeant First Class / Chief Petty Officer / Gunnery Sergeant E-8 · Master Sergeant / Senior Chief / First Sergeant E-9 · Sergeant Major / Master Chief / Chief Master Sergeant W-1 · Warrant Officer 1 W-2 · Chief Warrant Officer 2 W-3 · Chief Warrant Officer 3 W-4 · Chief Warrant Officer 4 W-5 · Chief Warrant Officer 5 O-1 · Second Lieutenant / Ensign O-2 · First Lieutenant / Lieutenant (junior grade) O-3 · Captain / Lieutenant O-4 · Major / Lieutenant Commander O-5 · Lieutenant Colonel / Commander O-6 · Colonel / Captain (Navy) O-7 · Brigadier General / Rear Admiral (lower half) O-8 · Major General / Rear Admiral O-9 · Lieutenant General / Vice Admiral O-10 · General / Admiral O-1E · O-1 with over 4 years of prior enlisted or warrant service O-2E · O-2 with over 4 years of prior enlisted or warrant service O-3E · O-3 with over 4 years of prior enlisted or warrant service Look up BAH
With dependents $1,806
Without dependents $1,527
GI Bill housing at a school here $1,806
Example: E-5 at ZIP 28310. Monthly, 2026 rates, tax-free.
Moving? Compare BAH at two bases side by side.
299 Military housing areas in the US
$2,118 Typical E-5 rate with dependents
$5,127 Highest E-5 rate: San Francisco
$1,185 Lowest E-5 rate: Anniston/Fort McClellan
Highest BAH for an E-5 Housing area With dep. Without San Francisco, CA $5,127 $4,086 New York City, NY $5,070 $4,980 Boston, MA $4,791 $3,615 Northern New Jersey, NJ $4,749 $3,561 Santa Clara County, CA $4,659 $3,798 Westchester County, NY $4,479 $3,606 Long Island, NY $4,425 $3,600 Nantucket, MA $4,344 $3,798
Lowest BAH for an E-5 Housing area With dep. Without Anniston/Fort McClellan, AL $1,185 $1,119 Youngstown, OH $1,191 $1,017 Monroe, LA $1,194 $1,023 Vance AFB/Enid, OK $1,200 $1,065 Fort Polk, LA $1,218 $1,128 Fort Sill/Lawton, OK $1,233 $1,092 Altus AFB, OK $1,254 $1,032 Fort Chaffee/Fort Smith, AR $1,263 $996
Every base, by state E-5 rate with dependents shown. Tap a housing area for every grade.
AK AL AR AZ CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY California 26 Barstow/Fort Irwin $2,001 Beale AFB $2,967 Bridgeport $2,085 Camp Pendleton $3,963 China Lake $1,563 Edwards AFB/Palmdale $2,658 El Centro $1,986 Fresno $2,439 Humboldt County $1,827 Lemoore NAS $2,139 Los Angeles $3,882 Marin/Sonoma $3,303 Monterey $3,465 Oakland $3,759 Riverside $3,351 Sacramento $2,904 San Bernardino $3,288 San Diego $3,975 San Francisco $5,127 San Luis Obispo $3,198 Santa Clara County $4,659 Stockton $2,553 Twenty Nine Palms MCB $1,980 Vallejo/Travis AFB $3,369 Vandenberg SFB $3,333 Ventura $3,537 Florida 16 Eglin AFB $2,433 Florida Keys $3,969 Fort Myers Beach $2,694 Fort Pierce $2,691 Gainesville $2,040 Jacksonville $2,181 Miami/Fort Lauderdale $3,660 Ocala $2,370 Orlando $2,658 Panama City $2,163 Patrick SFB $2,502 Pensacola $1,863 Tallahassee $1,824 Tampa $2,709 Volusia County $2,286 West Palm Beach $3,423 Michigan 10 Ann Arbor $2,559 Battle Creek/Kalamazoo $1,959 Detroit $2,361 Grand Haven $2,181 Grand Rapids $2,148 Lansing $1,806 Marquette $1,821 Saginaw $1,503 Sault Ste Marie $1,536 Traverse City $2,070 North Carolina 12 Asheville $2,214 Camp Lejeune $1,584 Charlotte $2,169 Durham/Chapel Hill $2,118 Elizabeth City $2,508 Fort Bragg/Pope $1,806 Greensboro $1,809 Morehead/Cherry Pt MCAS $1,851 Outer Banks $2,604 Raleigh $2,091 Seymour Johnson AFB $1,521 Wilmington $2,040 New York 11 Ballston Spa/Albany $2,634 Buffalo $2,214 Fort Drum/Watertown $1,665 Long Island $4,425 New York City $5,070 Rochester $2,214 Rome/Griffiss AFB $2,109 Staten Island $3,735 Syracuse $2,049 West Point $3,468 Westchester County $4,479 Texas 17 Abilene/Dyess AFB $1,872 Austin $2,241 Beaumont $1,518 Brownsville $1,503 College Station $1,758 Corpus Christi $1,788 Dallas $2,469 El Paso $1,809 Fort Hood $1,695 Fort Worth $2,118 Goodfellow AFB $1,578 Houston $2,193 Laughlin AFB/Del Rio $1,470 Lubbock $1,476 San Antonio $1,869 Waco $1,755 Wichita Fls/Sheppard AFB $1,491 How BAH works The Basic Allowance for Housing is set for each military housing area from local rents and utilities for typical homes. Your rate depends on three things: the ZIP code of your duty station (not where you live), your pay grade, and whether you have at least one dependent. It is paid every month, tax-free, unless you live in government housing.
Rates change every January 1. If your area's rate goes down, rate protection keeps your current amount for as long as you stay at the same station with the same dependency status. Areas not inside a named housing area use a county cost group rate, which the lookup above shows too.
The Post-9/11 GI Bill housing allowance uses the E-5 with-dependents rate for the ZIP code of your school, which is why the lookup shows it for every ZIP code.
