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Helena, MT BAH rates 2026

An E-5 with dependents receives $1,887 a month, $1,572 without. Rates for every grade below, tax-free and paid monthly.

$1,887E-5 with dependents
$1,572E-5 without dependents
$1,752E-1 to E-4 with dependents (lowest rate)
$2,772O-3 with dependents

The E-5 rate here is $231 below the typical US housing area ($2,118), and ranks 110 of 299 from lowest to highest. Housing area code MT347, covering 15 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,752$1,515+$237
E-2$1,752$1,515+$237
E-3$1,752$1,515+$237
E-4$1,752$1,515+$237
E-5$1,887$1,572+$315
E-6$2,535$1,902+$633
E-7$2,622$1,968+$654
E-8$2,715$2,037+$678
E-9$2,847$2,211+$636

Warrant officers

GradeWith dependentsWithoutDifference
W-1$2,556$1,917+$639
W-2$2,661$2,016+$645
W-3$2,775$2,235+$540
W-4$2,874$2,550+$324
W-5$3,000$2,643+$357

Officers

GradeWith dependentsWithoutDifference
O-1$1,968$1,614+$354
O-2$2,526$1,971+$555
O-3$2,772$2,298+$474
O-4$3,039$2,619+$420
O-5$3,231$2,670+$561
O-6$3,258$2,754+$504
O-7$3,279$2,802+$477

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$2,637$1,977+$660
O-2E$2,757$2,169+$588
O-3E$2,895$2,529+$366

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,887 in BAH and $476.95 in BAS, for $6,473.95 a month. The BAH and BAS part, $2,363.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 59410, 59601, 59602, 59604, 59620, 59623, 59624, 59625, 59626, 59633, 59635, 59636 and 3 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Helena? $1,887 a month with dependents and $1,572 without, in 2026. That is $22,644 a year, tax-free.

How much is BAH for an E-4 at Helena? $1,752 a month with dependents and $1,515 without.

How much is BAH for an O-3 at Helena? $2,772 a month with dependents and $2,298 without.

What is the GI Bill housing allowance near Helena? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,887 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.