The E-5 rate here is $231 below the typical US housing area ($2,118), and ranks 110 of 299 from lowest to highest. Housing area code MT347, covering 15 ZIP codes.
Enlisted
Warrant officers
Officers
Officers with prior enlisted service
Total pay for an E-5 here
An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,887 in BAH and $476.95 in BAS, for $6,473.95 a month. The BAH and BAS part, $2,363.95, is not taxed. Work out your own total or your take-home pay.
ZIP codes in this housing area
Includes 59410, 59601, 59602, 59604, 59620, 59623, 59624, 59625, 59626, 59633, 59635, 59636 and 3 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.
Common questions
What is BAH for an E-5 at Helena? $1,887 a month with dependents and $1,572 without, in 2026. That is $22,644 a year, tax-free.
How much is BAH for an E-4 at Helena? $1,752 a month with dependents and $1,515 without.
How much is BAH for an O-3 at Helena? $2,772 a month with dependents and $2,298 without.
What is the GI Bill housing allowance near Helena? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,887 a month in 2026.
When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.


