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Malmstrom SFB/Great Falls, MT BAH rates 2026

An E-5 with dependents receives $1,608 a month, $1,392 without. Rates for every grade below, tax-free and paid monthly.

$1,608E-5 with dependents
$1,392E-5 without dependents
$1,539E-1 to E-4 with dependents (lowest rate)
$2,268O-3 with dependents

The E-5 rate here is $510 below the typical US housing area ($2,118), and ranks 58 of 299 from lowest to highest. Housing area code MT175, covering 18 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,539$1,266+$273
E-2$1,539$1,266+$273
E-3$1,539$1,266+$273
E-4$1,539$1,266+$273
E-5$1,608$1,392+$216
E-6$1,821$1,470+$351
E-7$1,980$1,539+$441
E-8$2,160$1,656+$504
E-9$2,346$1,761+$585

Warrant officers

GradeWith dependentsWithoutDifference
W-1$1,839$1,530+$309
W-2$2,052$1,653+$399
W-3$2,274$1,764+$510
W-4$2,373$1,851+$522
W-5$2,496$2,022+$474

Officers

GradeWith dependentsWithoutDifference
O-1$1,641$1,467+$174
O-2$1,818$1,590+$228
O-3$2,268$1,767+$501
O-4$2,532$1,989+$543
O-5$2,724$2,088+$636
O-6$2,745$2,253+$492
O-7$2,760$2,289+$471

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$2,013$1,605+$408
O-2E$2,241$1,698+$543
O-3E$2,391$1,809+$582

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,608 in BAH and $476.95 in BAS, for $6,194.95 a month. The BAH and BAS part, $2,084.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 59401, 59402, 59403, 59404, 59405, 59406, 59412, 59414, 59421, 59443, 59463, 59465 and 6 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Malmstrom SFB/Great Falls? $1,608 a month with dependents and $1,392 without, in 2026. That is $19,296 a year, tax-free.

How much is BAH for an E-4 at Malmstrom SFB/Great Falls? $1,539 a month with dependents and $1,266 without.

How much is BAH for an O-3 at Malmstrom SFB/Great Falls? $2,268 a month with dependents and $1,767 without.

What is the GI Bill housing allowance near Malmstrom SFB/Great Falls? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,608 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.