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Fort Sill/Lawton, OK BAH rates 2026

An E-5 with dependents receives $1,233 a month, $1,092 without. Rates for every grade below, tax-free and paid monthly.

$1,233E-5 with dependents
$1,092E-5 without dependents
$1,203E-1 to E-4 with dependents (lowest rate)
$1,758O-3 with dependents

The E-5 rate here is $885 below the typical US housing area ($2,118), and ranks 6 of 299 from lowest to highest. Housing area code OK237, covering 16 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,203$969+$234
E-2$1,203$969+$234
E-3$1,203$969+$234
E-4$1,203$969+$234
E-5$1,233$1,092+$141
E-6$1,494$1,170+$324
E-7$1,587$1,209+$378
E-8$1,692$1,290+$402
E-9$1,842$1,383+$459

Warrant officers

GradeWith dependentsWithoutDifference
W-1$1,509$1,206+$303
W-2$1,632$1,287+$345
W-3$1,761$1,386+$375
W-4$1,872$1,509+$363
W-5$2,013$1,611+$402

Officers

GradeWith dependentsWithoutDifference
O-1$1,272$1,167+$105
O-2$1,491$1,227+$264
O-3$1,758$1,395+$363
O-4$2,055$1,587+$468
O-5$2,271$1,704+$567
O-6$2,286$1,740+$546
O-7$2,298$1,767+$531

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$1,605$1,230+$375
O-2E$1,740$1,344+$396
O-3E$1,893$1,482+$411

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,233 in BAH and $476.95 in BAS, for $5,819.95 a month. The BAH and BAS part, $1,709.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 73501, 73502, 73503, 73505, 73506, 73507, 73527, 73528, 73538, 73540, 73541, 73543 and 4 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Fort Sill/Lawton? $1,233 a month with dependents and $1,092 without, in 2026. That is $14,796 a year, tax-free.

How much is BAH for an E-4 at Fort Sill/Lawton? $1,203 a month with dependents and $969 without.

How much is BAH for an O-3 at Fort Sill/Lawton? $1,758 a month with dependents and $1,395 without.

What is the GI Bill housing allowance near Fort Sill/Lawton? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,233 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.