The E-5 rate here is $486 above the typical US housing area ($2,118), and ranks 219 of 299 from lowest to highest. Housing area code NC176, covering 19 ZIP codes.
Enlisted
Warrant officers
Officers
Officers with prior enlisted service
Total pay for an E-5 here
An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $2,604 in BAH and $476.95 in BAS, for $7,190.95 a month. The BAH and BAS part, $3,080.95, is not taxed. Work out your own total or your take-home pay.
ZIP codes in this housing area
Includes 27824, 27826, 27875, 27885, 27915, 27920, 27936, 27943, 27948, 27949, 27953, 27954 and 7 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.
Common questions
What is BAH for an E-5 at Outer Banks? $2,604 a month with dependents and $2,142 without, in 2026. That is $31,248 a year, tax-free.
How much is BAH for an E-4 at Outer Banks? $2,460 a month with dependents and $1,845 without.
How much is BAH for an O-3 at Outer Banks? $3,087 a month with dependents and $2,820 without.
What is the GI Bill housing allowance near Outer Banks? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $2,604 a month in 2026.
When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.
