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Camp Lejeune, NC BAH rates 2026

An E-5 with dependents receives $1,584 a month, $1,476 without. Rates for every grade below, tax-free and paid monthly.

$1,584E-5 with dependents
$1,476E-5 without dependents
$1,578E-1 to E-4 with dependents (lowest rate)
$2,085O-3 with dependents

The E-5 rate here is $534 below the typical US housing area ($2,118), and ranks 52 of 299 from lowest to highest. Housing area code NC178, covering 14 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,578$1,323+$255
E-2$1,578$1,323+$255
E-3$1,578$1,323+$255
E-4$1,578$1,323+$255
E-5$1,584$1,476+$108
E-6$1,944$1,569+$375
E-7$1,995$1,593+$402
E-8$2,049$1,662+$387
E-9$2,160$1,761+$399

Warrant officers

GradeWith dependentsWithoutDifference
W-1$1,962$1,590+$372
W-2$2,016$1,659+$357
W-3$2,088$1,776+$312
W-4$2,187$1,950+$237
W-5$2,316$2,004+$312

Officers

GradeWith dependentsWithoutDifference
O-1$1,635$1,566+$69
O-2$1,941$1,596+$345
O-3$2,085$1,809+$276
O-4$2,355$1,989+$366
O-5$2,553$2,016+$537
O-6$2,571$2,064+$507
O-7$2,586$2,097+$489

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$2,001$1,599+$402
O-2E$2,073$1,740+$333
O-3E$2,208$1,935+$273

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,584 in BAH and $476.95 in BAS, for $6,170.95 a month. The BAH and BAS part, $2,060.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 28445, 28460, 28539, 28540, 28541, 28542, 28543, 28544, 28545, 28546, 28547, 28574 and 2 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Camp Lejeune? $1,584 a month with dependents and $1,476 without, in 2026. That is $19,008 a year, tax-free.

How much is BAH for an E-4 at Camp Lejeune? $1,578 a month with dependents and $1,323 without.

How much is BAH for an O-3 at Camp Lejeune? $2,085 a month with dependents and $1,809 without.

What is the GI Bill housing allowance near Camp Lejeune? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,584 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.