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Camp Pendleton, CA BAH rates 2026

An E-5 with dependents receives $3,963 a month, $3,093 without. Rates for every grade below, tax-free and paid monthly.

$3,963E-5 with dependents
$3,093E-5 without dependents
$3,627E-1 to E-4 with dependents (lowest rate)
$4,659O-3 with dependents

The E-5 rate here is $1,845 above the typical US housing area ($2,118), and ranks 286 of 299 from lowest to highest. Housing area code CA024, covering 21 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$3,627$2,739+$888
E-2$3,627$2,739+$888
E-3$3,627$2,739+$888
E-4$3,627$2,739+$888
E-5$3,963$3,093+$870
E-6$4,398$3,324+$1,074
E-7$4,494$3,642+$852
E-8$4,596$4,056+$540
E-9$4,779$4,182+$597

Warrant officers

GradeWith dependentsWithoutDifference
W-1$4,419$3,513+$906
W-2$4,536$4,053+$483
W-3$4,662$4,197+$465
W-4$4,824$4,416+$408
W-5$5,019$4,518+$501

Officers

GradeWith dependentsWithoutDifference
O-1$4,023$3,285+$738
O-2$4,395$3,855+$540
O-3$4,659$4,239+$420
O-4$5,085$4,494+$591
O-5$5,391$4,548+$843
O-6$5,439$4,641+$798
O-7$5,484$4,725+$759

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$4,512$3,960+$552
O-2E$4,644$4,152+$492
O-3E$4,854$4,392+$462

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $3,963 in BAH and $476.95 in BAS, for $8,549.95 a month. The BAH and BAS part, $4,439.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 92003, 92008, 92025, 92026, 92027, 92028, 92054, 92055, 92056, 92057, 92058, 92059 and 9 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Camp Pendleton? $3,963 a month with dependents and $3,093 without, in 2026. That is $47,556 a year, tax-free.

How much is BAH for an E-4 at Camp Pendleton? $3,627 a month with dependents and $2,739 without.

How much is BAH for an O-3 at Camp Pendleton? $4,659 a month with dependents and $4,239 without.

What is the GI Bill housing allowance near Camp Pendleton? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $3,963 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.