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Meridian, MS BAH rates 2026

An E-5 with dependents receives $1,290 a month, $1,062 without. Rates for every grade below, tax-free and paid monthly.

$1,290E-5 with dependents
$1,062E-5 without dependents
$1,194E-1 to E-4 with dependents (lowest rate)
$1,953O-3 with dependents

The E-5 rate here is $828 below the typical US housing area ($2,118), and ranks 10 of 299 from lowest to highest. Housing area code MS171, covering 20 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,194$1,032+$162
E-2$1,194$1,032+$162
E-3$1,194$1,032+$162
E-4$1,194$1,032+$162
E-5$1,290$1,062+$228
E-6$1,545$1,155+$390
E-7$1,692$1,269+$423
E-8$1,854$1,392+$462
E-9$2,028$1,521+$507

Warrant officers

GradeWith dependentsWithoutDifference
W-1$1,563$1,173+$390
W-2$1,758$1,344+$414
W-3$1,959$1,524+$435
W-4$2,052$1,572+$480
W-5$2,169$1,728+$441

Officers

GradeWith dependentsWithoutDifference
O-1$1,329$1,092+$237
O-2$1,542$1,272+$270
O-3$1,953$1,527+$426
O-4$2,202$1,698+$504
O-5$2,382$1,788+$594
O-6$2,400$1,938+$462
O-7$2,412$1,968+$444

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$1,722$1,293+$429
O-2E$1,929$1,446+$483
O-3E$2,070$1,554+$516

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,290 in BAH and $476.95 in BAS, for $5,876.95 a month. The BAH and BAS part, $1,766.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 39057, 39301, 39302, 39303, 39304, 39305, 39307, 39309, 39320, 39323, 39325, 39326 and 8 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Meridian? $1,290 a month with dependents and $1,062 without, in 2026. That is $15,480 a year, tax-free.

How much is BAH for an E-4 at Meridian? $1,194 a month with dependents and $1,032 without.

How much is BAH for an O-3 at Meridian? $1,953 a month with dependents and $1,527 without.

What is the GI Bill housing allowance near Meridian? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,290 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.