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Lake Charles, LA BAH rates 2026

An E-5 with dependents receives $1,356 a month, $1,197 without. Rates for every grade below, tax-free and paid monthly.

$1,356E-5 with dependents
$1,197E-5 without dependents
$1,287E-1 to E-4 with dependents (lowest rate)
$1,977O-3 with dependents

The E-5 rate here is $762 below the typical US housing area ($2,118), and ranks 13 of 299 from lowest to highest. Housing area code LA370, covering 21 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,287$1,188+$99
E-2$1,287$1,188+$99
E-3$1,287$1,188+$99
E-4$1,287$1,188+$99
E-5$1,356$1,197+$159
E-6$1,626$1,218+$408
E-7$1,755$1,317+$438
E-8$1,893$1,419+$474
E-9$2,061$1,545+$516

Warrant officers

GradeWith dependentsWithoutDifference
W-1$1,644$1,278+$366
W-2$1,809$1,413+$396
W-3$1,983$1,548+$435
W-4$2,088$1,650+$438
W-5$2,223$1,785+$438

Officers

GradeWith dependentsWithoutDifference
O-1$1,398$1,215+$183
O-2$1,623$1,338+$285
O-3$1,977$1,551+$426
O-4$2,265$1,755+$510
O-5$2,472$1,854+$618
O-6$2,490$1,962+$528
O-7$2,502$1,992+$510

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$1,776$1,353+$423
O-2E$1,956$1,473+$483
O-3E$2,109$1,617+$492

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,356 in BAH and $476.95 in BAS, for $5,942.95 a month. The BAH and BAS part, $1,832.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 70601, 70602, 70605, 70606, 70607, 70609, 70611, 70612, 70615, 70616, 70629, 70630 and 9 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Lake Charles? $1,356 a month with dependents and $1,197 without, in 2026. That is $16,272 a year, tax-free.

How much is BAH for an E-4 at Lake Charles? $1,287 a month with dependents and $1,188 without.

How much is BAH for an O-3 at Lake Charles? $1,977 a month with dependents and $1,551 without.

What is the GI Bill housing allowance near Lake Charles? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,356 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.