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Fort Stewart, GA BAH rates 2026

An E-5 with dependents receives $2,310 a month, $1,947 without. Rates for every grade below, tax-free and paid monthly.

$2,310E-5 with dependents
$1,947E-5 without dependents
$2,175E-1 to E-4 with dependents (lowest rate)
$2,598O-3 with dependents

The E-5 rate here is $192 above the typical US housing area ($2,118), and ranks 183 of 299 from lowest to highest. Housing area code GA080, covering 13 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$2,175$1,791+$384
E-2$2,175$1,791+$384
E-3$2,175$1,791+$384
E-4$2,175$1,791+$384
E-5$2,310$1,947+$363
E-6$2,439$2,049+$390
E-7$2,493$2,178+$315
E-8$2,556$2,340+$216
E-9$2,682$2,367+$315

Warrant officers

GradeWith dependentsWithoutDifference
W-1$2,454$2,142+$312
W-2$2,520$2,337+$183
W-3$2,601$2,376+$225
W-4$2,715$2,442+$273
W-5$2,859$2,508+$351

Officers

GradeWith dependentsWithoutDifference
O-1$2,334$2,037+$297
O-2$2,436$2,268+$168
O-3$2,598$2,385+$213
O-4$2,904$2,490+$414
O-5$3,129$2,520+$609
O-6$3,153$2,577+$576
O-7$3,174$2,619+$555

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$2,502$2,307+$195
O-2E$2,586$2,361+$225
O-3E$2,736$2,427+$309

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $2,310 in BAH and $476.95 in BAS, for $6,896.95 a month. The BAH and BAS part, $2,786.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 31301, 31308, 31309, 31310, 31313, 31314, 31315, 31316, 31320, 31321, 31323, 31324 and 1 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Fort Stewart? $2,310 a month with dependents and $1,947 without, in 2026. That is $27,720 a year, tax-free.

How much is BAH for an E-4 at Fort Stewart? $2,175 a month with dependents and $1,791 without.

How much is BAH for an O-3 at Fort Stewart? $2,598 a month with dependents and $2,385 without.

What is the GI Bill housing allowance near Fort Stewart? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $2,310 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.