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Cannon AFB/Clovis, NM BAH rates 2026

An E-5 with dependents receives $1,365 a month, $1,107 without. Rates for every grade below, tax-free and paid monthly.

$1,365E-5 with dependents
$1,107E-5 without dependents
$1,260E-1 to E-4 with dependents (lowest rate)
$1,875O-3 with dependents

The E-5 rate here is $753 below the typical US housing area ($2,118), and ranks 15 of 299 from lowest to highest. Housing area code NM207, covering 18 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,260$1,050+$210
E-2$1,260$1,050+$210
E-3$1,260$1,050+$210
E-4$1,260$1,050+$210
E-5$1,365$1,107+$258
E-6$1,593$1,194+$399
E-7$1,695$1,272+$423
E-8$1,806$1,416+$390
E-9$1,890$1,476+$414

Warrant officers

GradeWith dependentsWithoutDifference
W-1$1,611$1,236+$375
W-2$1,740$1,413+$327
W-3$1,878$1,485+$393
W-4$1,893$1,611+$282
W-5$1,917$1,719+$198

Officers

GradeWith dependentsWithoutDifference
O-1$1,401$1,152+$249
O-2$1,590$1,335+$255
O-3$1,875$1,506+$369
O-4$1,920$1,695+$225
O-5$1,944$1,755+$189
O-6$1,956$1,857+$99
O-7$1,968$1,887+$81

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$1,713$1,362+$351
O-2E$1,857$1,461+$396
O-3E$1,896$1,584+$312

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,365 in BAH and $476.95 in BAS, for $5,951.95 a month. The BAH and BAS part, $1,841.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 88101, 88102, 88103, 88112, 88113, 88115, 88116, 88118, 88120, 88122, 88123, 88124 and 6 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Cannon AFB/Clovis? $1,365 a month with dependents and $1,107 without, in 2026. That is $16,380 a year, tax-free.

How much is BAH for an E-4 at Cannon AFB/Clovis? $1,260 a month with dependents and $1,050 without.

How much is BAH for an O-3 at Cannon AFB/Clovis? $1,875 a month with dependents and $1,506 without.

What is the GI Bill housing allowance near Cannon AFB/Clovis? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,365 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.