Home › BAH › Ann Arbor

Ann Arbor, MI BAH rates 2026

An E-5 with dependents receives $2,559 a month, $1,920 without. Rates for every grade below, tax-free and paid monthly.

$2,559E-5 with dependents
$1,920E-5 without dependents
$2,292E-1 to E-4 with dependents (lowest rate)
$3,357O-3 with dependents

The E-5 rate here is $441 above the typical US housing area ($2,118), and ranks 217 of 299 from lowest to highest. Housing area code MI155, covering 21 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$2,292$1,719+$573
E-2$2,292$1,719+$573
E-3$2,292$1,719+$573
E-4$2,292$1,719+$573
E-5$2,559$1,920+$639
E-6$3,078$2,310+$768
E-7$3,180$2,385+$795
E-8$3,291$2,667+$624
E-9$3,483$2,820+$663

Warrant officers

GradeWith dependentsWithoutDifference
W-1$3,099$2,325+$774
W-2$3,225$2,664+$561
W-3$3,360$2,838+$522
W-4$3,528$3,099+$429
W-5$3,735$3,204+$531

Officers

GradeWith dependentsWithoutDifference
O-1$2,628$2,019+$609
O-2$3,075$2,472+$603
O-3$3,357$2,889+$468
O-4$3,804$3,180+$624
O-5$4,128$3,240+$888
O-6$4,161$3,339+$822
O-7$4,191$3,396+$795

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$3,198$2,556+$642
O-2E$3,339$2,787+$552
O-3E$3,561$3,072+$489

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $2,559 in BAH and $476.95 in BAS, for $7,145.95 a month. The BAH and BAS part, $3,035.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 48103, 48104, 48105, 48106, 48107, 48108, 48109, 48113, 48115, 48118, 48130, 48158 and 9 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Ann Arbor? $2,559 a month with dependents and $1,920 without, in 2026. That is $30,708 a year, tax-free.

How much is BAH for an E-4 at Ann Arbor? $2,292 a month with dependents and $1,719 without.

How much is BAH for an O-3 at Ann Arbor? $3,357 a month with dependents and $2,889 without.

What is the GI Bill housing allowance near Ann Arbor? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $2,559 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.