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Grand Forks, ND BAH rates 2026

An E-5 with dependents receives $1,731 a month, $1,299 without. Rates for every grade below, tax-free and paid monthly.

$1,731E-5 with dependents
$1,299E-5 without dependents
$1,518E-1 to E-4 with dependents (lowest rate)
$2,199O-3 with dependents

The E-5 rate here is $387 below the typical US housing area ($2,118), and ranks 77 of 299 from lowest to highest. Housing area code ND190, covering 19 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$1,518$1,233+$285
E-2$1,518$1,233+$285
E-3$1,518$1,233+$285
E-4$1,518$1,233+$285
E-5$1,731$1,299+$432
E-6$2,004$1,500+$504
E-7$2,073$1,554+$519
E-8$2,151$1,791+$360
E-9$2,277$1,863+$414

Warrant officers

GradeWith dependentsWithoutDifference
W-1$2,022$1,518+$504
W-2$2,106$1,788+$318
W-3$2,202$1,875+$327
W-4$2,307$2,013+$294
W-5$2,439$2,091+$348

Officers

GradeWith dependentsWithoutDifference
O-1$1,770$1,329+$441
O-2$2,001$1,662+$339
O-3$2,199$1,902+$297
O-4$2,478$2,070+$408
O-5$2,682$2,109+$573
O-6$2,703$2,178+$525
O-7$2,718$2,214+$504

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$2,085$1,728+$357
O-2E$2,184$1,848+$336
O-3E$2,325$1,995+$330

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,731 in BAH and $476.95 in BAS, for $6,317.95 a month. The BAH and BAS part, $2,207.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 58201, 58202, 58203, 58204, 58205, 58206, 58207, 58208, 58214, 58228, 58235, 58244 and 7 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Grand Forks? $1,731 a month with dependents and $1,299 without, in 2026. That is $20,772 a year, tax-free.

How much is BAH for an E-4 at Grand Forks? $1,518 a month with dependents and $1,233 without.

How much is BAH for an O-3 at Grand Forks? $2,199 a month with dependents and $1,902 without.

What is the GI Bill housing allowance near Grand Forks? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,731 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.