The E-5 rate here is $723 below the typical US housing area ($2,118), and ranks 21 of 299 from lowest to highest. Housing area code WI318, covering 19 ZIP codes.
Enlisted
Warrant officers
Officers
Officers with prior enlisted service
Total pay for an E-5 here
An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $1,395 in BAH and $476.95 in BAS, for $5,981.95 a month. The BAH and BAS part, $1,871.95, is not taxed. Work out your own total or your take-home pay.
ZIP codes in this housing area
Includes 54601, 54602, 54603, 54614, 54619, 54620, 54636, 54638, 54644, 54648, 54649, 54650 and 7 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.
Common questions
What is BAH for an E-5 at Sparta/Fort McCoy? $1,395 a month with dependents and $1,290 without, in 2026. That is $16,740 a year, tax-free.
How much is BAH for an E-4 at Sparta/Fort McCoy? $1,380 a month with dependents and $1,173 without.
How much is BAH for an O-3 at Sparta/Fort McCoy? $1,923 a month with dependents and $1,680 without.
What is the GI Bill housing allowance near Sparta/Fort McCoy? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $1,395 a month in 2026.
When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.
