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Kauai County, HI BAH rates 2026

An E-5 with dependents receives $3,798 a month, $3,162 without. Rates for every grade below, tax-free and paid monthly.

$3,798E-5 with dependents
$3,162E-5 without dependents
$3,588E-1 to E-4 with dependents (lowest rate)
$4,662O-3 with dependents

The E-5 rate here is $1,680 above the typical US housing area ($2,118), and ranks 283 of 299 from lowest to highest. Housing area code HI414, covering 17 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$3,588$2,757+$831
E-2$3,588$2,757+$831
E-3$3,588$2,757+$831
E-4$3,588$2,757+$831
E-5$3,798$3,162+$636
E-6$4,266$3,399+$867
E-7$4,410$3,597+$813
E-8$4,566$3,897+$669
E-9$4,863$4,032+$831

Warrant officers

GradeWith dependentsWithoutDifference
W-1$4,287$3,525+$762
W-2$4,476$3,894+$582
W-3$4,668$4,050+$618
W-4$4,938$4,296+$642
W-5$5,262$4,446+$816

Officers

GradeWith dependentsWithoutDifference
O-1$3,861$3,375+$486
O-2$4,260$3,732+$528
O-3$4,662$4,095+$567
O-4$5,376$4,416+$960
O-5$5,892$4,503+$1,389
O-6$5,943$4,647+$1,296
O-7$5,991$4,731+$1,260

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$4,440$3,795+$645
O-2E$4,638$4,002+$636
O-3E$4,986$4,260+$726

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $3,798 in BAH and $476.95 in BAS, for $8,384.95 a month. The BAH and BAS part, $4,274.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 96703, 96705, 96714, 96715, 96716, 96722, 96741, 96746, 96747, 96751, 96752, 96754 and 5 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Kauai County? $3,798 a month with dependents and $3,162 without, in 2026. That is $45,576 a year, tax-free.

How much is BAH for an E-4 at Kauai County? $3,588 a month with dependents and $2,757 without.

How much is BAH for an O-3 at Kauai County? $4,662 a month with dependents and $4,095 without.

What is the GI Bill housing allowance near Kauai County? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $3,798 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.