The E-5 rate here is $273 above the typical US housing area ($2,118), and ranks 197 of 299 from lowest to highest. Housing area code NV213, covering 49 ZIP codes.
Enlisted
Warrant officers
Officers
Officers with prior enlisted service
Total pay for an E-5 here
An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $2,391 in BAH and $476.95 in BAS, for $6,977.95 a month. The BAH and BAS part, $2,867.95, is not taxed. Work out your own total or your take-home pay.
ZIP codes in this housing area
Includes 89402, 89412, 89424, 89431, 89432, 89433, 89434, 89435, 89436, 89439, 89440, 89441 and 37 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.
Common questions
What is BAH for an E-5 at Reno/Carson City? $2,391 a month with dependents and $1,851 without, in 2026. That is $28,692 a year, tax-free.
How much is BAH for an E-4 at Reno/Carson City? $2,169 a month with dependents and $1,698 without.
How much is BAH for an O-3 at Reno/Carson City? $2,799 a month with dependents and $2,571 without.
What is the GI Bill housing allowance near Reno/Carson City? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $2,391 a month in 2026.
When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.


