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Ketchikan, AK BAH rates 2026

An E-5 with dependents receives $2,868 a month, $2,151 without. Rates for every grade below, tax-free and paid monthly.

$2,868E-5 with dependents
$2,151E-5 without dependents
$2,646E-1 to E-4 with dependents (lowest rate)
$3,327O-3 with dependents

The E-5 rate here is $750 above the typical US housing area ($2,118), and ranks 239 of 299 from lowest to highest. Housing area code AK400, covering 15 ZIP codes.

Enlisted

GradeWith dependentsWithoutDifference
E-1$2,646$1,986+$660
E-2$2,646$1,986+$660
E-3$2,646$1,986+$660
E-4$2,646$1,986+$660
E-5$2,868$2,151+$717
E-6$2,886$2,163+$723
E-7$3,027$2,382+$645
E-8$3,213$2,682+$531
E-9$3,441$2,739+$702

Warrant officers

GradeWith dependentsWithoutDifference
W-1$2,889$2,289+$600
W-2$3,102$2,679+$423
W-3$3,336$2,751+$585
W-4$3,480$2,892+$588
W-5$3,660$3,069+$591

Officers

GradeWith dependentsWithoutDifference
O-1$2,880$2,160+$720
O-2$2,883$2,550+$333
O-3$3,327$2,772+$555
O-4$3,720$3,036+$684
O-5$4,002$3,141+$861
O-6$4,035$3,315+$720
O-7$4,065$3,372+$693

Officers with prior enlisted service

GradeWith dependentsWithoutDifference
O-1E$3,060$2,631+$429
O-2E$3,300$2,727+$573
O-3E$3,510$2,847+$663

O-8 and above receive the O-7 rate. Monthly amounts, effective January 1, 2026. Source: Defense Travel Management Office 2026 BAH rate files.

Total pay for an E-5 here

An E-5 with over 6 years of service and dependents stationed in this housing area receives $4,110.00 in basic pay, $2,868 in BAH and $476.95 in BAS, for $7,454.95 a month. The BAH and BAS part, $3,344.95, is not taxed. Work out your own total or your take-home pay.

ZIP codes in this housing area

Includes 99830, 99833, 99901, 99903, 99918, 99919, 99921, 99922, 99923, 99925, 99926, 99927 and 3 more. BAH is based on the ZIP code of your duty station, not where you choose to live. Look up a ZIP code.

Common questions

What is BAH for an E-5 at Ketchikan? $2,868 a month with dependents and $2,151 without, in 2026. That is $34,416 a year, tax-free.

How much is BAH for an E-4 at Ketchikan? $2,646 a month with dependents and $1,986 without.

How much is BAH for an O-3 at Ketchikan? $3,327 a month with dependents and $2,772 without.

What is the GI Bill housing allowance near Ketchikan? For a full-time student attending classes in person at a school in this housing area, the Post-9/11 GI Bill pays the E-5 with-dependents rate: $2,868 a month in 2026.

When do 2027 BAH rates come out? Usually in mid-December. They take effect January 1, and rate protection keeps your current amount if the new rate is lower.